ACI Business Banking offers community financial institutions flexibility, speed and choice, allowing banks to respond quickly to the specific needs of business customers with cash management services such as positive pay, payroll automation, ACH facilitation, tax payments, and more.
Business Banking leverages the power of the ACI Self-Service Banking platform to provide a consistent, real-time experience across the business online banking channel as well as across all ACI Self-Service solutions. The solution can be installed on-premise or at ACI’s world-class On-Demand data center.
Key benefits
Grow business customer relationships
Simplifying day-to-day business operations helps attract new business customers and improve the overall financial services experienceCreate new fee income opportunities
Generate fee revenue and provide value-added services to business customers like ACH payment and receipt management and moreSimplify operations
A browser-based user interface, the Banking Manager, enables a shared infrastructure for administrative and operational efficiency Sophisticated operational tools
Extensive reporting capabilities help to track trends and make better business decisions. System monitoring and event logging makes audit trails easy to followConfigurable business cycle processes
Employees oversee fully-automated processing and manage exceptions via a simple, browser-based portalGain exceptional extensibility
Easily configure additional ACI channels, such as Business Banking, Consumer Banking, Mobile Banking, and Voice BankingIndustry-leading security
Comprehensive layered security approach, including integrated behavioral analytics helps protect against fraud. Constant, diligent compliance
Helps ensure disclaimer management and audit trails for financial auditsStability and performance
ACI’s proven platform offers business continuity options that ensure customers are not kept waiting
Additional information
- Grow business customer relationships
Simplifying day-to-day business operations helps attract new business customers and improve the overall financial services experience
- Create new fee income opportunities
Generate fee revenue and provide value-added services to business customers like ACH payment and receipt management and more
- Simplify operations
A browser-based user interface, the Banking Manager, enables a shared infrastructure for administrative and operational efficiency
- Comprehensive cash management services, including multilayer entitlements, ACH management, payroll and collections management, wire support, tax payment support, bill pay, positive pay support, check re-presentment, cash concentration and disbursement, and more
- Single, integrated platform for consumer online, business online, mobile and voice banking
- Meet business customers’ needs with targeted business solutions delivered in real time that easily evolve online banking functionality and fee structure through the financial life cycle
- Reliable transaction processing any time of day through standard routing, monitoring, and stand-in and night mode capabilities
- Integrates with the majority of core host systems for U.S. community and regional financial institutions
- Effective branding and marketing helps keep the bank brand consistent and fresh across the online channel
- Consistent ease of use with a simple screen layout ensures ease-of-use and entitlement features grant access only to those screens users are approved for
- Improve customer service and collaboration with live chat and instant messaging integration
- Complete transactional services, including balances, bill pay, transfers, stop payments, view deposit slips, checks, and statements, make loan payments, order checks, and more
- Manage financial needs with tools that track activity and transactions across multiple accounts