Bell ID® EMV Token Manager supports all of the lifecycle phases of smart card management, including embossing file import, data preparation, personalization, EMV script management, and central or in-branch issuance. Bell ID Key Manager allows users to define, maintain, and store cryptographic keys and Bell ID I-PIN® allows banks with or without their own ATM network to have their cardholders choose their own PIN whilst ensuring that both online and offline PINs remain synchronised.